You may be eligible to make a bicycle injury claim if you were injured due to someone else’s negligence. The insurance company of the other person may pay for medical bills and bicycle repairs if you were not at fault. You may also be entitled to damages for pain and suffering. You can learn more about filing a claim in this article.
Medical costs
Medical costs are a large part of a bicycle injury claim. While most people have adequate health insurance, the expenses can still be very high. The good news is that you can claim your medical costs as damages in your claim. This could include past and future medical expenses, as well as the costs of medical records. Moreover, you can ask a medical expert to help you determine the extent of your injuries.
It’s important to seek medical attention after a bicycle accident, even if you only have minor injuries. While a few cuts and bruises may seem trivial, many serious conditions can arise hours or even days later. Moreover, you’ll get a record of your accident, which can be a significant first step toward obtaining bicycle accident compensation.
Damages for wrongful death
Damages for wrongful death in bicycle injury claims are not as straightforward as they may seem. While medical bills and property damage are easily documented, the emotional and mental damage suffered by a victim of bicycle accidents can be difficult to quantify. In some cases, such damages may represent the largest share of the total compensation.
A person who dies in a bicycle accident may be entitled to file a wrongful death lawsuit against the negligent driver. Such cases may also be filed by surviving family members. In such cases, it is essential to file the lawsuit within two years after the incident. In cases involving a governmental entity, however, the deadline is six months.
Evidence needed to prove negligence
Defendants have a duty to exercise reasonable care and attention while operating a vehicle and bicycle. If they fail to fulfill this duty, the plaintiff can file a bicycle injury claim. In these cases, a plaintiff must present proof that the defendant failed to exercise the expected degree of care and attention during the time of the accident.
Related: How do most bicycle accidents happen?
Photographs and video surveillance can help paint a clearer picture of what happened. Documentation such as cellphone records can also be valuable, as they can show that the at-fault motorist was talking on his cell phone at the time of the accident. Expert witnesses can also testify about the accident and the injuries sustained by the victim.
Insurance companies that handle bicycle accident claims
In the event that you are involved in a bicycle accident, you can file a claim with an insurance company specializing in bicycle accidents. The insurance company will review your policy to determine whether it covers bicycle accidents. For example, it may provide coverage for medical expenses and repairs if the other party is at fault. The insurance policy may also provide coverage for stolen or damaged bikes.
Bicycle accidents can cause significant injuries and may require expensive medical care. Bicycle accidents can also cause emotional distress, so it is a good idea to consult with an attorney as soon as possible after an accident. A bicycle accident attorney can also help you determine which insurance coverage you need.
