People who are very deep in debt might experience anxiety and fear. Numerous creditors will try to capitalize on the anxiety and stress associated with your debt. They may even get you to agree that they garnish your wages if your debt is not paid. Florida law allows garnishment of wages.
Wage garnishment is a legal process and the creditor must be able to continue following through even if they haven’t sued you. This is the only way they can collect your debt if they are able to sue you successfully and get a judge’s order of garnishment. These legal papers are not required to garnish your wages.
Although you are protected from wage garnishment, your credit report may continue to suffer if the loan is not repaid. This could result in you being unable to purchase a home, rent an apartment, or apply for a loan. It is important to contact a lawyer immediately if you are notified by a creditor that they will file a lawsuit against you.
Some exemptions from garnishment can protect you, your family, and your wages from creditors. These exemptions can be requested through the court. You will need to prove your position as the head of the family’s finances and finances.
If you are ahead of the household and your earnings contribute to the financial stability of the family unit, you may be able to remove a wage garnishment. Wage garnishment will not apply to the head of the household who earns less than $750 per week unless a formal agreement is signed. Contact us today if you’re facing wage garnishment threats or have had your wages garnished in an improper manner.
This post was written by Trey Wright, one of the best local bankruptcy attorneys in Tallahassee, Florida. Trey is one of the founding partners of Bruner Wright, P.A. Attorneys at Law, which specializes in areas related to bankruptcy law, estate planning, and business litigation.
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